Qhubeka, thatha iiwarts-kunye-zonke indlela yokuphumelela nokugcina abathengi.Abaphandi bathi yeyona ndlela ingcono.

Endaweni yokukhuthaza kuphela izinto ezintle malunga neemveliso kunye neenkonzo zakho - kwaye siyazi ukuba zininzi - vumela abathengi bazi nayiphi na ingxaki, nabo.

Abaphandi beSikole soShishino saseHarvard uRyan W. Buell kunye noMoonSoo Choi bafumene iinkampani zinokutsala abathengi abaninzi abachitha ngaphezulu kwaye banamathele ixesha elide xa bebeka yonke into ngaphandle: Bonisa abathengi icala elisezantsi lemveliso.Thelekisa iimveliso, uchaza ukuba yintoni eyenza enye ibe mbi ngakumbi kunomnye.

"Xa abathengi benombono obanzi ngakumbi malunga nokurhweba komnikelo, kubanceda benze ukhetho olunolwazi ngakumbi, oluphakamisa umgangatho wobudlelwane bomthengi."

Isifundo

Esi sibini sijonge ibhanki enkulu, iiakhawunti ezinikezelayo kunye nezinto abathengi abatsha abathengileyo nabazisebenzisayo.

Abantu abavule i-akhawunti emva kokuba befunde malunga nee-downsides - mhlawumbi iintlawulo eziphezulu okanye inzala ephantsi - bachitha i-10% ngaphezulu kwenyanga nganye kunabathengi abave kuphela izibonelelo!Kwaye emva kweenyanga ezisithoba, izinga lokurhoxiswa kwabathengi ababukele i-wart lalingaphantsi kwe-21% kunabantu abavile ngeenzuzo kuphela.

Ngaphezulu koko, abathengi abeva ngeentsilelo babe ngabathengi abangcono.Bebelindelekile nge-11% ukuba benze iintlawulo emva kwexesha.

Buza le mibuzo mi-3 kuqala

Awufuni ukuphelelwa kwaye uqale ukuxelela abathengi malunga nayo yonke into enayo okanye enokungahambi kakuhle ngeemveliso zakho.Kodwa ukutyhileka okuncinci akuyi kuba buhlungu.Abaphandi bacebisa ukuba uqwalasele le mibuzo ngaphambi kokuba wenze isigqibo malunga nokuba yintoni na engcono ukuyiveza:

• Ngaba intsumpa iya kutyhila ingxaki ekufuneka siyilungisile?Ukuba isiphene owabelana ngaso yinto ekufanele- kwaye enokuthi-ilungiswe, yivale.Musa ukwabelana ngento eyenza umbutho wakho ubukeke ngathi awusebenzi kakuhle okanye ngentembeko.
• Ngaba i-wart iya kwenza abo sikhuphisana nabo babonakale benomtsalane ngakumbi?Ukuba isiphene yinto ukhuphiswano lwakho olunokuthi lube nayo okanye olwenza imali kuyo - kuba bangcono ngokwenene kuloo ndawo - awufuni ukuyiqhayisa.Kunoko, ufuna ukuyinciphisa.
• Ngaba uthelekiso luya kubaphazamisa abathengi?Ukwazisa abathengi lonke ibali kwakha ubudlelwane obuselubala.Kodwa ngamanye amaxesha ulwazi oluninzi lunzima kwaye abathengi bayalushiya ukhetho ngokupheleleyo ngenxa yokuba abanako ukwenza isigqibo.Ukuba unokwenza ulwazi olufutshane lwebhulethi oluthelekisa okulungileyo nokubi, kukhuselekile.Iinkcukacha ezithe vetshe ziinkcukacha ezininzi.

Isixhobo: Ilungiselelwe ukusuka kwi-Intanethi